Another Dispute Won in Favor of Improvy OÜ

The second dispute has once again been resolved in favor of Improvy OÜ!
On September 8, one of the users on the 'Pro' plan in Fullyst ($33 per month) filed a complaint with their bank requesting a refund. The user’s bank immediately initiated a dispute, which Stripe accepted, and €85 was frozen in Improvy OÜ’s account (the user’s payment plus the dispute fee). At that point I had two options:
1. Refund the user and lose $33
2. Challenge the dispute and either get the payment back or, if I lost, forfeit €85
I decided to challenge it because I am confident that I provide users with very detailed information about the product and that they are paying for a solid service.
In the end, I won the dispute, and the user did not even cancel their subscription. They keep paying $33 every month and continue using Fullyst in their chats!
More to explore
How Watching Exchange Rates Replaces Reading the News
Another useful side of tracking exchange rates in real time is that I learn about world events without reading the news. I do not have time to read the media ri…
Fullyst 2025 in Numbers: Growth, Usage, and the Weirdest Spam
All right, I’ll still write a bit about the 2025 results, but for now only about Fullyst. Some stats: 1. Subscriber growth for the Fullyst news channel: +716 pe…
Saylify: web app progress, search experiments, and current pain points
Saylify progress update: I have started on the web app and so far it is going quite well. There is summary, translation, summary of the translation and similar …
Turning My Life Upside Down at the End of a Crazy Year
It seems like it is time to write year-end summaries and plans for the next one, but it looks like I am not up for that. As this insane 2025 is wrapping up, I d…